People who are rich in every sense of the world understand that life is a learning experience. It never stops. Learn to constantly refine your habits. There's always another level to reach for, no matter how good you are right now. When you constantly strive to improve, you build character. You become more as a person, and you have more to offer. It's an exciting journey that ultimately leads to fulfillment and prosperity. Unfortunately, sometimes we learn the lesson the hard way.